Capital Planning and Capital Restructuring

Capital Planning and Capital Restructuring

Keeping on top of the regulatory capital position is of critical importance for FCA authorsied firms.

This is particularly the case for firms just starting the journey of becoming authorised by FCA, or those embarking on some form of transformation. This could be anything from a simple variation of permission to an acquisition or disposal.

In other situations, firms may be seeking to make more effective use of their capital from a regulatory perspective by, for example, restructuring their balance sheets or reorganising their activities.

In these circumstances, it’s also important to understand the impact on a firms Pillar II (ICAAP) capital requirements, which may be significantly impacted.

If you are contemplating embarking on any form of business restructuring, and require help assessing the implications from a regulatory capital perspective, please do get in touch.